1. Scope
These Terms apply to the official Hameni Ledger pages at ledger.hameni.net and to app service matters not governed by another agreement. By accessing these pages or using the app, you agree to these Terms and the Privacy Policy.
2. App Store license
When the app is distributed through the Apple App Store, its license is governed by Apple’s Standard End User License Agreement. These Terms supplement product, support, and website rules. If a mandatory provision conflicts with the Standard EULA, the Standard EULA controls for the app license.
3. Nature of the service
Hameni Ledger is a tool for manually recording and organizing personal financial information. The current version does not provide bank connectivity, payments, lending, securities trading, tax filing, custody, credit assessment, or professional financial advice. Statistics and calculations are for personal reference only.
4. User responsibility
You are responsible for checking entered data and calculated results and for your own financial decisions, tax obligations, and backups. Protect your device passcode and do not enter full payment-card numbers, payment passwords, government identification numbers, or other unnecessary sensitive information.
5. Local data and backups
Information is stored locally by default. If the relevant VIP feature is available and you expressly enable iCloud or accept a shared-ledger invitation, Apple CloudKit also stores or synchronizes the relevant content. This does not create a Hameni account or upload your ledger to a server operated by us. Deleting the app, device damage, system failure, disabling cloud features, or inadequate backups may still make information unrecoverable; check both local and Apple iCloud status before deletion.
6. Permitted and prohibited use
You may use the app for personal or lawful business recordkeeping. You must not use the app or website unlawfully, infringe another person’s rights, distribute malicious code, interfere with security, or reverse engineer, bypass protections, or copy the product except where applicable law expressly permits it.
7. Intellectual property
The app, website, brand, interface, text, graphics, and software are owned by us or their respective rights holders. These Terms do not transfer intellectual-property rights except as expressly allowed by law or Apple’s Standard EULA.
8. Updates and availability
We may fix issues, change features, discontinue obsolete functionality, or update system requirements. We aim to keep the product reliable but do not guarantee uninterrupted or error-free availability or compatibility with every future device or operating-system version.
9. Disclaimers
To the maximum extent permitted by law, the app and website are provided as is and as available. We do not guarantee that statistics or user-entered data are error-free, and we are not responsible for investment, tax, credit, or other professional decisions made in reliance on the product. Mandatory consumer rights remain unaffected.
10. Limitation of liability
To the extent permitted by applicable law, we are not liable for indirect, incidental, special, or consequential losses. No limitation applies to fraud, wilful misconduct, gross negligence, personal injury, or liability that applicable law does not permit us to limit.
11. Stopping use
You may stop using and delete the app at any time, and there is no Hameni account to close. Deleting the app does not cancel an auto-renewable subscription and may not delete Apple CloudKit records or copies in a shared ledger. Before deletion, separately manage Apple subscriptions, iCloud or shared content, and any backup you need.
12. Third-party services
App Store and StoreKit purchases, Apple CloudKit and iCloud, the system share sheet, email, website hosting, and other services you select are provided under their own terms. Apple manages payment, subscriptions, refunds, purchase restoration, Apple Accounts, and CloudKit availability. We do not control third-party services you independently select.
13. Governing law and disputes
These Terms are governed by the laws of the People’s Republic of China to the extent permitted by applicable law. Mandatory consumer protections and statutory forum rights in your place of residence remain unaffected. Please first contact contact@hameni.net; unresolved disputes will be handled by a legally competent authority.
14. Changes
We may update these Terms to reflect product, legal, or operational changes. Material changes will be communicated through the website, release notes, or another appropriate channel.
15. VIP products and entitlement
VIP includes monthly and annual auto-renewable plans and a one-time lifetime purchase. The annual plan is labeled Recommended in the purchase interface; that presentation does not change its auto-renewable nature. The actual price, currency, tax, and payment terms are those on the App Store confirmation screen, and the purchase is charged to your Apple Account.
Monthly and annual subscriptions renew automatically unless canceled through your Apple Account within Apple’s required time. After cancellation, access normally continues through the paid period; cancellation by itself does not produce a refund. Apple decides refund requests under its policies. On expiration, Apple refund, or transaction revocation, the verified VIP entitlement may end and VIP-only operations, iCloud writes, sharing, or recurring processing may be paused or restricted, but existing local financial records are not deleted solely because the entitlement ends.
Lifetime is a one-time, non-renewing purchase, but it remains subject to Apple’s transaction validity, refund, and revocation handling. Restore Purchases asks StoreKit to recheck eligible purchases for the current Apple Account; the result depends on Apple’s purchase history. Changing Apple Accounts or storefront regions, or being unable to reach Apple services, may affect verification.
16. Contact
Operator: 上海哈么尼科技有限公司
Email: contact@hameni.net